Dear Savvy Senior, I turn 62 early next year and plan to retire soon after. Most advice says I should wait to claim Social Security because my monthly benefit will be higher. But with all the recent …

Dear Savvy Senior, I had a living will/advance directive prepared about 10 years ago documenting my end-of-life medical wishes, but I’ve read that these documents are often ignored. What can …

Dear Savvy Senior, I keep hearing about AI in the news and how it’s being used in scams. I’m not very tech savvy and find it confusing. What should I know to protect myself? --Cautious Senior …

Dear Savvy Senior. My wife and I were recently talking about updating our will and wondered if we should also set up a trust. How do we know if we need one? --Planning Ahead Dear Planning, …

Dear Savvy Senior, I want to leave something meaningful for my children and grandchildren, beyond just money or property. I’ve heard about “legacy letters,” but I don’t really know what they …

Dear Savvy Senior, What are the absolute lowest-cost smartphone plans for seniors who mainly talk and text but need a little cellular data for email and occasional use? I’m currently paying $40 a …

Dear Savvy Senior, After watching the coverage of the Nancy Guthrie kidnapping case, I’m worried about my own elderly mother who lives alone in another state. I want to make sure she’s safe …

Dear Savvy Senior, Can you give me some tips on picking a good nursing home for my father? Since his stroke, I’ve been taking care of him at home, but he’s gotten to the point where it’s …

#Italics# @BOLD@ Dear Savvy Senior, My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a …

Dear Savvy Senior, What’s the best way to find a good handyman or tradesman that can help with small jobs around the house? Almost 75 Dear Almost, It’s a great question. Finding a good …

Dear Savvy Senior, I will be enrolling in Medicare in a few months and would like to know if I initially enroll in a Medicare Advantage plan, am I able to switch back to original Medicare and …

Dear Savvy Senior, What all does Medicare cover when it comes to vision care? I currently have good vision insurance through my employer but will lose it when I retire. – Almost 65 …

Dear Savvy Senior, I am very concerned about Elon Musk and the so-called DOGE team getting access to my Social Security number and personal financial information through their government office …

Dear Savvy Senior, I’m a divorced 68-year-old childless cat lady and have been thinking a lot lately about who will look after me when I get older and my health falters. What resources …

Dear Savvy Senior, When should someone with dementia stop driving? My 83-year-old father has some dementia issues but still drives himself around town pretty well. – Concerned …

Dear Savvy Senior, I’ve heard that excessive earwax can cause serious health problems in elderly seniors. What can you tell me about this? – Caregiving daughter Dear …

Dear Savvy Senior, Can you recommend some good pill boxes and medication reminding devices? I’ve recently started taking several new prescription medications along with some vitamins I …