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The economic impact of the 2008-2009 recession was estimated to cost nearly $22 trillion.

The emotional devastation to families from lost jobs, foreclosed homes, small business closures, shrinking investments, and overwhelming stress was harder to measure, with some studies suggesting there was an increase in suicides while other studies suggested that prior work did not account for seasonal patterning and unique trends by age and gender.

Bottom line: The Great Recession was, for many, thought to be a once-in-a-lifetime event.

And then 2020 hit.

The economic and emotional impact caused by...