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Dear SharonAnn,

I own my own business. I get the importance of planning out my business goals for the coming year. But people talk about life planning, and I get stuck. Why? I mean, my profits pay for my lifestyle. No profits equal no vacation. Profits mean a new car, some money into retirement savings, a trip to Paris. How hard is that?

Signed: Bored by planning

Dear Bored,

So, you spend all of your profits every year? Consider this. What could be possible if you take your dreams and hopes for your future self and put them into a roadmap? What if you don’t?...