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How to apply for Social Security retirement benefits | Savvy Senior


Last updated 10/27/2016 at Noon

Dear Savvy Senior,

What is the easiest way to apply for my Social Security retirement benefits, and how far in advance do I need to apply before I start collecting?

– Approaching 62

Dear Approaching,

The Social Security Administration offers three different ways you can apply for your retirement and/or spouses benefits, depending on your preference and how much help you need.

Here’s a rundown of the options, along with a list of information you’ll need to apply, and when to fill out the application.

How to apply

The easiest and most convenient way to a...

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